The term health insurance is generally used to describe a form of insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government. The rate of pregnancies is increasing by approximately 7% year on year, and with a sharp rise for an early pregnancy scan london within the first 5 months of a pregnancy, clinics across the city are seeing more patients than private and government hospitals combined. This type of increase is causing concern for the public sector however private sector pregnancy clinics are pleased with the influx of patients.
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